*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#13233a;background:#fff;line-height:1.6}a{color:inherit}.wrap{max-width:1120px;margin:auto;padding:0 24px}header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid #e6ebf1;z-index:5}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;text-decoration:none;font-weight:800}.brand img{width:64px;height:56px;object-fit:contain;margin-right:12px}.nav nav{display:flex;gap:18px;flex-wrap:wrap}.nav nav a{text-decoration:none;font-size:14px;font-weight:700}.hero{background:linear-gradient(135deg,#061a36,#123f76);color:white;padding:86px 0}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;align-items:center;gap:50px}.hero h1{font-size:56px;line-height:1.04;margin:8px 0 20px;max-width:760px}.lead{font-size:20px;max-width:720px;color:#e7eef8}.hero-logo{width:100%;max-width:360px;border-radius:24px;background:white;padding:12px;box-shadow:0 20px 60px #0006}.eyebrow{font-size:13px;font-weight:900;letter-spacing:2px;color:#d92535}.hero .eyebrow{color:#fff}.actions{display:flex;gap:12px;margin-top:30px}.btn{display:inline-block;background:#d92535;color:white;text-decoration:none;font-weight:800;padding:13px 22px;border-radius:8px}.secondary{background:white;color:#123f76}section{padding:76px 0}h2{font-size:38px;line-height:1.15;margin:8px 0 26px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cards article,.panel{border:1px solid #e1e7ee;border-radius:16px;padding:26px;box-shadow:0 8px 30px #13233a0c}.cards h3,.panel h3{color:#123f76}.alt{background:#f4f7fa}.split{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}.wide{max-width:850px;font-size:18px}.contact{background:#071b38;color:white}.contact h2{color:white}.contact p{max-width:760px;color:#dce6f2}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:28px;padding-bottom:28px;font-size:13px}footer{border-top:1px solid #e6ebf1}@media(max-width:780px){.nav{align-items:flex-start;padding-top:12px;padding-bottom:12px}.nav nav{display:none}.brand span{font-size:14px}.hero{padding:60px 0}.hero-grid,.split,.cards{grid-template-columns:1fr}.hero h1{font-size:40px}.hero-logo{max-width:260px}h2{font-size:31px}}
.smallhero{padding:60px 0}.smallhero h1{font-size:48px;margin:8px 0 14px}.formwrap{max-width:900px}
.notice{background:#fff4e5;border-left:4px solid #d92535;padding:14px 16px;border-radius:6px;margin-bottom:28px}
.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
form label{display:flex;flex-direction:column;font-weight:700;gap:7px}
form input,form select,form textarea{width:100%;font:inherit;border:1px solid #cfd8e3;border-radius:8px;padding:12px;background:white;color:#13233a}
.full{margin-top:18px}.check{flex-direction:row;align-items:flex-start;margin:22px 0;font-weight:500}.check input{width:auto;margin-top:6px}
.formbtn{border:0;cursor:pointer;font-size:16px}.status{font-weight:700;color:#123f76}.application-note{margin-top:30px;padding:18px;background:#f4f7fa;border-radius:10px}
@media(max-width:700px){.formgrid{grid-template-columns:1fr}.smallhero h1{font-size:38px}}